なぜ住宅ローン金利は石油価格に連動して下がらないのか
原題: Why mortgage rates haven’t followed oil prices by moving lower
分析結果
- カテゴリ
- 不動産
- 重要度
- 52
- トレンドスコア
- 14
- 要約
- 住宅ローン金利は通常、経済の動向や市場の変化に影響されますが、最近の石油価格の下落にもかかわらず、金利は低下していません。これは、インフレ率の上昇や中央銀行の金利政策、経済の回復状況など、複数の要因が影響しているためです。特に、住宅市場の需要や供給のバランスも金利に影響を与えており、単純に石油価格の変動だけでは説明できない複雑な状況が存在しています。
- キーワード
Many people in the housing industry are wondering why mortgage rates haven’t fallen even as oil prices have dropped from $111 per barrel to less than $73 today. The 10-year Treasury yield is at 4.48% and mortgage rates are near their yearly highs. Many people in the housing industry are wondering why mortgage rates haven’t fallen even as oil prices have dropped from $111 per barrel to less than $73 today. The 10-year Treasury yield is at 4.48% and mortgage rates are near their yearly highs. Many people in the housing industry are wondering why mortgage rates haven’t fallen even as oil prices have dropped from $111 per barrel to less than $73 today. The 10-year Treasury yield is at 4.48% and mortgage rates are near their yearly highs. This is a fair question, and we have already discussed where mortgage rates should go now that the conflict in Iran is truly ending. Today, we’ll give you a brief take on how I view the 10-year yield and mortgage rates — and why, for now, everything looks all right to me. Fed policy accounts for the bulk of yields, rates When I speak at events, I always show the chart below and say that this represents the slow dance between the 10-year yield and the 30-year mortgage rate. What drives the 10-year yield in turn drives mortgage rates. And Federal Reserve policy is what drives 65% to 75% of the headline figure. ’ ’ ’